HANSON & PAYNE, LLC
Creditors Rights
At Hanson & Payne, our extensive experience representing both debtors and creditors over the years has made us aggressive and efficient in collecting our clients' claims.  We have intimate knowledge of the tactics debtors use to delay or discount their creditors' claims, and we have intimate knowledge of how to best sidestep such tactics.  While the Bankruptcy Code gives business and individual debtors protection from their creditors, that protection is not unconditional and it is not absolute.  Knowing where to apply pressure and when often makes the difference between quickly realizing on a claim and waiting years for a fractional payment. 

The Wisconsin Consumer Act ("WCA") similarly imposes many procedural requirements on creditors trying to collect their claims.  We regularly collect WCA claims and inform our clients of pending changes to the WCA so that our clients are prepared when a change in the law requires internal systematic and procedural changes.  Know when the automatic stay does not prohibit a creditor from pursuing collection of a claim, or when  a claim is entitled to interest over the term of a Chapter 11 or 13 Plan.  Several of our Creditors Rights services are listed below. 
  • Motions for relief from the Automatic Stay
  • Objections to confirmation of a Plan
  • Representing landlords of insolvent commercial tenants
  • Preparing Proofs of Claim
  • Mortgage and land contract foreclosures
  • Replevins
  • Receiverships
  • Garnishments
  • Auctions of business property/equipment
  • Involuntary Bankruptcy petitions and involuntary receiverships
  • Supplementary proceedings
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